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Does Your BENEFIT Plan Need A Check Up?

CostRIGHT
Unmatched Flexibility and Control - You Choose

Selectpath is pleased to present to you an exclusive offering that is revolutionizing the industry; Administrative Services Only (ASO) programs and Healthcare Spending Accounts (HSA) Programs.

Are you looking for “cost effective” or “easy to use” or both?

COST EFFECTIVE
Administrative Services Only (ASO)

Instead of paying costly monthly insurance premiums for employees who do not use the plan, your CostRIGHT benefits charge only for treatment received. Realizing a typical employer pays $1.25 to $1.40 for each $1.00 reimbursed under an “insured” program and the insurance company keeps ALL SURPLUSES from low claiming years, why pay for insurance? PAY FOR WHAT YOU USE AS YOU USE IT. An ASO Policy charges your account 10% – 15% (dependent on your company size) for each claim. The best part of the program of course is the fact that there are no renewals, no inflation charge (typically 10%) and no reserves. Please ask your Selectpath consultant for an illustration of what you would have saved over the past policy years.

EASY TO USE
Healthcare Spending Account (HSA)

One of the most attractive features of CostRIGHT is its’ simplicity. Employees visit a dentist or health care provider of their choice to receive treatment. Unlike insurance plans, there are no limitations or exclusions on specific treatment, other than the dollar amount you’ve chosen.

There are no pre-authorizations or other time consuming paperwork to be filled out. Claims can be submitted electronically, by fax or by mail, dependent on the provider. This product is available for reimbursement of dental or healthcare related claims. What does the employer need to do?

Choose a dollar limit you wish to put in the account and let employees decide how to use it.

No renewal! EVER! Just PEACE OF MIND

CostRIGHT systems are state of the art and recognized by all dentists in Ontario utilizing the Ontario Dental Association adjudication system.

THE NEXT STEP IS YOURS. TAKE THE FIRST STEP ON THE RIGHT PATH.

CALL US TODAY!