Does
Your BENEFIT Plan Need A Check Up?
CostRIGHT
Unmatched
Flexibility and Control - You Choose
Selectpath
is pleased to present to you an exclusive offering that is
revolutionizing the industry; Administrative Services Only
(ASO) programs and Healthcare Spending Accounts (HSA) Programs.
Are
you looking for “cost effective” or “easy
to use” or both?
COST
EFFECTIVE
Administrative Services Only (ASO)
Instead
of paying costly monthly insurance premiums for employees
who do not use the plan, your CostRIGHT benefits charge only
for treatment received. Realizing a typical employer pays
$1.25 to $1.40 for each $1.00 reimbursed under an “insured”
program and the insurance company keeps ALL SURPLUSES from
low claiming years, why pay for insurance? PAY FOR WHAT YOU
USE AS YOU USE IT. An ASO Policy charges your account 10%
– 15% (dependent on your company size) for each claim.
The best part of the program of course is the fact that there
are no renewals, no inflation charge (typically 10%) and no
reserves. Please ask your Selectpath consultant for an illustration
of what you would have saved over the past policy years.
EASY
TO USE
Healthcare Spending Account (HSA)
One of
the most attractive features of CostRIGHT is its’ simplicity.
Employees visit a dentist or health care provider of their
choice to receive treatment. Unlike insurance plans, there
are no limitations or exclusions on specific treatment, other
than the dollar amount you’ve chosen.
There
are no pre-authorizations or other time consuming paperwork
to be filled out. Claims can be submitted electronically,
by fax or by mail, dependent on the provider. This product
is available for reimbursement of dental or healthcare related
claims. What does the employer need to do?
Choose
a dollar limit you wish to put in the account and let employees
decide how to use it.
No
renewal! EVER! Just PEACE OF MIND
CostRIGHT
systems are state of the art and recognized by all dentists
in Ontario utilizing the Ontario Dental Association adjudication
system.
THE
NEXT STEP IS YOURS. TAKE THE FIRST STEP ON THE RIGHT
PATH.
CALL US
TODAY!