Cancer
Care Ontario proposal could put pressure on employers
Gord
Hart, Partner, Employee Benefits & Pensions
A Cancer Care Ontario recommendation that
Ontario cancer patients be allowed to pay for unfunded,
intravenous drugs and infusion costs in public hospitals
could put pressure on employers and their insurers to cover
the cost of these expensive treatments.
Currently the only options for patients
who have been prescribed one of these unfunded IV drugs
are to go to a single private clinic in Toronto or to go
to the U.S. In either case, the patients pay substantially
more than they would if the drug was available in an Ontario
hospital.
If the government accepts the proposal contained
in a working paper sent to the Ontario government at the
end of July, cancer patients would pay for drugs they receive
in provincial hospitals -- something that has long been
seen as a violation of the Canada Health Act as it could
be construed as paying for a medically necessary service.
However, legal analysis undertaken by Borden
Ladner Gervais LLP before the working group was struck concluded
that there was no legal impediment to a hospital providing
unfunded IV drugs for private payment.
"If going forward people are going
to have to use their life-savings to pay for these drugs,
plan sponsors and insurers will have to make some hard decisions,"
says Christine Than, a pharmacist at the pharmacy benefit
management company Emergis.
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