A MESSAGE From Selectpath

We are very pleased to provide you with our new Quarterly eNewsletter.

Our aim is to provide more value to you. We will include timely news and insight as well as strategic solutions and services as they relate to Employee Benefit Planning and Group Retirement Planning.

We encourage your feedback and welcome questions.

Thanks for letting us serve you better.

FEATURED ARTICLES:

10 COMMON EMPLOYEE BENEFIT MISTAKES
Mistake #6:

Failing To Submit A Long Term Disability Claim

Your employee benefit plan isn’t exempt from liability because the Workers Insurance Safety Board (WSIB) has approved a plan member for disability benefits associated with a work-site injury or illness.

Implication:

If you do not submit a long term disability claim and the employee would have been eligible for a disability benefit, the costs to the employer could be staggering.

To read the SOLUTION to this problem please go to our eBook, "10 COMMON EMPLOYEE BENEFIT MISTAKES".

Capital Accumulation Plan Guidelines May Spur Sponsorship

Experts say new guidelines on Capital Accumulation Plans (CAPs) might encourage greater sponsorship from employers and trade unions by clarifying sponsors' roles, rights and responsibilities.

Currently there are an estimated 40,000 CAPs operating nationwide, with invested member assets of about $60 billion. While the number of plans has increased substantially in recent years, the prospects for growth further improved when the Joint Forum of Financial Regulators published new guidelines reflecting broad industry consensus.

All sponsors of defined contribution pension plans, group registered retirement savings plans, profit-sharing and other group savings plans must comply with the guidelines by Dec. 31, 2005.

Click here to read the full article.

ABOUT US:

Selectpath is an independent firm of professional financial advisors and employee benefits specialists based in London, Ontario. Through our strategic alliances with industry leaders in insurance and investments, we are able to offer our clients a broad range of products and services, which meet the highest standards for performance, stability and value. We are also able to serve a broad base of individual and corporate clients throughout the province.

Click here to learn more about how Selectpath can put you on The RIGHT Path®.

Please remember that while strategies outlined within this newsletter may be appropriate for some investors, you should always consult a financial advisor to determine if they are appropriate for you.

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