A MESSAGE From Selectpath

Selectpath provides more than Employee Benefits Planning...

You may not have known that Selectpath provides services in addition to Employee Benefits Planning. In fact, we have three divisions of our company that collectively service your every need.

One of our Financial Advisors, John Sabourin, works with Families and Business Owners to help integrate Personal and Business Planning Issues.

John is available to meet to discuss your personal and professional financial planning issues. You can reach him at (519) 675-1177 or by email at john@selectpath.ca.

Thanks for letting us serve you better.

FEATURED ARTICLES:

10 COMMON EMPLOYEE BENEFIT MISTAKES
Mistake #10:

Continuation Of Benefits During The Notice Period

Provincial employment standard legislation provides for minimum notice periods for all employees. Under the terms of this legislation, employers are required to provide a minimum period of notice, or salary in lieu of notice or in some jurisdictions--including Ontario, Manitoba, New Brunswick and the Northwest Territories--all benefits coverage during this minimum notice period. During this period, employees may be “deemed” to be in the active employ of their employer for the purposes of interpreting the benefits policy of insurance.

Implication:

Since employees are deemed to be in the active employ of their employer during the notice period of termination, they retain the same rights and privileges under the employee benefit plan as do any other employee.

To read the SOLUTION to this problem please go to our eBook, "10 COMMON EMPLOYEE BENEFIT MISTAKES".

Health Spending Accounts

What is it and how does it work?

A Health Spending Account (HSA) is a tax-effective feature that complements an employee's regular benefit plan by providing them with additional choice for managing health-related expenses.

Click here to read the full article.

ABOUT US:

Selectpath is an independent firm of professional financial advisors and employee benefits specialists based in London, Ontario. Through our strategic alliances with industry leaders in insurance and investments, we are able to offer our clients a broad range of products and services, which meet the highest standards for performance, stability and value. We are also able to serve a broad base of individual and corporate clients throughout the province.

Click here to learn more about how Selectpath can put you on The RIGHT Path®.

Please remember that while strategies outlined within this newsletter may be appropriate for some investors, you should always consult a financial advisor to determine if they are appropriate for you.

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