Is saving 10% of your income enough for retirement? It’s a popular rule of thumb—but it may not tell the full story. This post explores what 10% can realistically provide, where it works well, and when you might need a different plan.

Between rising drug costs and a multi-generational workforce, mid-sized Canadian organizations can no longer treat benefits as a static line item. From prioritizing mental health to implementing flexible spending accounts, discover how to build a resilient benefits strategy that protects your budget and your people.

As lower-cost semaglutide options enter the market, many assume this will ease pressure on drug plans. But the reality may be more complex. When costs drop, access expands—and utilization can rise quickly across a much larger population. For plan sponsors, this isn’t just about price. It’s about volume, eligibility, and whether current guardrails like prior authorization will hold. The question isn’t whether change is coming. It’s whether your plan is ready for it.

We live in a world built for "now," but a secure retirement isn't available for overnight shipping. Discover why instant gratification is the greatest threat to your long-term wealth and why professional strategy is the only way to see around the corners you didn’t know were there.

Benefits don’t just matter when they’re used. They shape how supported people feel every day—through awareness, understanding, and trust. And in many cases, the opportunity isn’t to add more, but to bring what already exists to life in a more meaningful way.

Your truck doesn't move without you. But what happens to your business if a serious health diagnosis takes you off the road? From heart disease to cancer, truck drivers face unique risks. Learn why critical illness insurance is the essential protection for Canadian owner-operators.

Managing a fleet comes with unique challenges, and protecting your drivers is one of the most important. Our WSIB-Alternative insurance program is designed specifically for the trucking industry, offering flexible coverage that goes beyond traditional options.

For more than 50 years, the Medical Expense Tax Credit (METC) has offered Canadians some relief from high out-of-pocket health costs. But business leaders and benefits advisors say the credit is overdue for modernization — and they’re urging their peers to help advocate for change.

Many Canadians who bought homes during the low-interest-rate period of COVID-19 are now facing “The Great Renewal.” With mortgage rates doubling or even tripling, this shift is putting significant pressure on household budgets.

When it comes to financial planning, managing risk is critical. This is especially true for young, growing families. Life insurance is a cornerstone of financial security, providing peace of mind that your loved ones will be cared for if the unexpected happens.

Most of us know that to attract and retain top talent in your organization, boost employee engagement and increase job satisfaction, you need an incredible total compensation package.

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Investing can feel overwhelming, especially when markets fluctuate.

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Thinking about buying your first home? There’s one financial move that could make all the difference—and most people don’t know just how powerful it is.

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For young families, financial security isn’t just about growing wealth—it’s about protecting what matters most.